Home Scholarships How Financial Aid for Full-time Students Works

How Financial Aid for Full-time Students Works

by Samia Tasnim

Financial aid is offered to full-time students mostly. But if you are a part-time student, it will be tough for you to be allowed for any financial aid. First of all, you need to know when you are considered as a full-time student. And if you do not have many ideas about financial aid, you need to know the procedure too. Let us show you how financial aid for full-time students works.

Who is Considered as a Full-Time Student?

A student who carries 12 or more credit hours in a fall or spring semester is considered as a full-time student.

What is Financial Aid?

Financial aid, also known as scholarship helps students and their families make the payment for college. This financial aid covers almost everything from educational expenses including tuition fees, room, board, books, supplies, and also transportation.

Kinds of Financial Aid & How Financial Aid for Full-time Students Works

There is some kind of financial aids such as grants, scholarships, work-study, and loans. There are also two vast types of financial aid: need-based and merit-based. These both types have some limitations regarding how many credit hours the student has taken during the semester and has been paid for. As I have mentioned in the beginning that, if you are attending school as a full-time student, then Its a plus point for you; because most of the schools allow full-time students to qualify for the full percentage of financial aid. But this does not mean that you are going to receive automatically financial aid of any kind as a full-time student for sure, then you are wrong. It only means that you are now eligible to receive that percentage of financial aid.

Financial Aid for Full-Time student

Read also:  Basics of Student Financial Aid and FAFSA.

How FAFSA Works?

To know if you are eligible for the financial aid, first, you need to know about the FAFSA that stands for “Free Application for Federal Student Aid”. The FAFSA examines your family’s income and assets. They will examine what dollar amount you can contribute to the college education based on your family’s combined household income. Even if you plan to attend a private college, you will still need to fill out the FAFSA form. Private schools often use the federal methodology to make sure if you are eligible for a need-based financial aid.

Financial aid for Full-Time students may vary on the basis of merit list and need (as FAFSA examines). First of all, to be easier to get financial aid, you need to be a full-time student. And the rest will depend on the FAFSA.

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